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Massachusetts

Town of Heath
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Home Modification Program

Franklin County Regional Housing & Redevelopment Authority

Home Modification Loan Program (HMLP)

The HMLP is a loan program that was established in 1999 by the MA state legislature. HMLP funds give homeowners the opportunity to modify or adapt their homes for a household member of any age with professionally documented limitation(s) or disability. HMLP offers loans from $1,000 to $50,000 to property owners at 0%. Borrowers sign a promissory note, and a mortgage is recorded as a lien against the property to secure these loans. HMLP can also lend from $1,000 to $30,000 to owners of manufactured or mobile homes. Landlords with fewer than 10 units may be eligible for a 3% loan for a tenant who has a functional limitation. Borrowers sign a promissory note and a UCC-1 is filed against the home to secure these loans.

Please note that this is not a home repair program. For instance, HMLP would not be able to rebuild a deck without modifying it in some way. Projects funded by HMLP can include ramps and lifts, bathroom and kitchen adaptions, sensory integration spaces, fencing, as well as accessory dwelling units. This is far from an exhaustive list. If you are curious or have questions, please contact: Mike Blasco 413-223-5228 mblasco@fcrhra.org or watch an informational video: Home Modification Loan Program (HMLP) – HRA (fcrhra.org)

Posted: Fri, Jan 3, 2025 12:01 PM
Updated Fri, Jan 3, 2025 12:00 AM
by adminWEB

Calendar of Events
MLB Meeting -- SCHEDULED
Tue, Jan 14, 2025, 9:00 am - 11:00 am
MLP office 18 Jacobs Rd.
  • Attached File: MLB 2025-01-14 Agenda
  • Select Board Meeting -- SCHEDULED
    Tue, Jan 14, 2025, 5:00 pm - 7:00 pm
    JRMC Cafeteria
    Posted to: Select Board
  • Attached File: 2025-01-14 Agenda
  • Thu, Jan 16, 2025, 6:00 pm - 8:00 pm
    JRMC Cafeteria
    Posted to: Select Board
    Mon, Jan 20, 2025, All Day
    Posted to: Select Board
    Tue, Jan 21, 2025, 5:00 pm - 7:30 pm
    18 Jacobs Road
    Posted to: Finance Committee
  • Attached File: FC 2025-01-21 Agenda
  • Select Board Meeting -- SCHEDULED
    Tue, Jan 21, 2025, 5:00 pm - 8:00 pm
    JRMC Cafeteria
    Posted to: Select Board
    Select Board Meeting -- SCHEDULED
    Tue, Feb 4, 2025, 5:00 pm - 7:30 pm
    JRMC Cafeteria
    Posted to: Select Board
    Mon, Feb 17, 2025, All Day
    Posted to: Select Board
    Mon, Apr 21, 2025, All Day
    Posted to: Select Board
    Mon, May 26, 2025, All Day
    Posted to: Select Board
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    See the attached information about items that can be recycled and those that need to be disposed in the trash.
    There are drop-in times and reserve times. See the Parks and Recreation Committee page for information.